Private Healthcare

The Case for Healthcare Through Private Insurance

Democrats won the senate and hold a supermajority for the first time since 2008. Conservatives fear that radical changes to the nation are upon us. One of which was sparked when President Trump appointed Judge Amy Coney Barret to the supreme court days after Ruth Bader Ginsburg’s passing. The major question is what is in store for the Affordable Care Act, or Obama Care, and will it now be attempted to be expanded like future President Joe Biden promised multiple times? Democratic leaders like Kamala Harris and Alexandria Ocasio-Cortez have claimed that healthcare is a right. Healthcare is not a right. It is a service that is provided to someone. Thus implying, it cannot classify as a right because one cannot achieve it themselves. 

The Affordable Care Act was passed through Congress by the Obama administration in March of 2010. At the time, it was seen to be the first progressive healthcare movement since the New Deal, which was government programs that Franklin D. Roosevelt pushed through in the 1930s. Over the last 10 years, the Affordable Care Act has caused healthcare prices to skyrocket to where in 2018, the cost of Healthcare increased at a record 32 percent. 

America was built upon a system of separation of powers. The constitution included federalism, separation of power between the state and federal governments, and separation horizontally, which is between branches. Each separation of power gives forth power. That means that there are rules that each branch must follow, and one cannot go rogue. So as Democrats claimed that Amy Coney Barret would take away their right to healthcare, “Judges can’t wake up one day and say I have an agenda – I like guns, I hate guns, I like abortion, I hate abortion – and walk in like a royal queen and impose their will on the world” (Amy Coney Barret Day 2 Senate Hearings). Each branch has its own job and own role. The preconceived notion that Amy Coney Barret will walk into the Supreme Court and immediately repeal Obama Care, eliminating 8.5 million health care plans without something else in the place, was entirely false.

The national debt in 2010 was 13.5 trillion USD. Now, 10 years after Obama Care, the national debt is 27.7 trillion USD. The forgotten crisis in America is the debt. It is an issue that is never discussed in debates or events. The ACA’s addition caused the rate to increase at almost double the rate of the previous decades. By making health care a right, it is expected to see at least another trillion dollars be added instantly, disregarding the cost to keep it running.

Those who are for universal government-issued health care see it as something that everyone must have because medical bills are too expensive without insurance. They will complain about economic growth when the only way the economy grows is when people are healthy. What these people do not understand is a government-run health care system does not solve these issues. What will, is good health care.  

The cost of healthcare has risen since the Affordable Care Act was signed into law. Average family costs have risen over 20% in the last 3 years. When Obama Care was created, the intent was to make healthcare universally accessible. Though it has only made private company prices skyrocket. Therefore, a government system will not make healthcare cheaper.

The United States debt crisis will be the next economic failure. It is simply impossible for an economy that is so big to continue working at such a high rate under such great debt. The Affordable Care Act costs a tremendous amount of money, where now it is expected to cost north of $4.8 trillion from now until 2027. A struggling economy from a global pandemic, trillion-dollar relief bills, and now a potential single-payer healthcare system will not regain its strength with those attributing factors. If you want American citizens to want their children to have social security, they should recognize the harm that universal government-issued healthcare will do.

A single-payer system is not the right system for everyone. Does everyone wear the same size clothes? Have the same health issues? Have the same preexisting conditions? No. So, why on earth would a health care system be so? Everyone is different. The best decision for the United States is to provide good, widespread health care through private insurances. 

A single-payer system will eliminate all competition in the free market economy and rid America of its medicine innovation. There is one country in the world that creates all regulated medicine, leads the world in ventilators made during COVID, discovers all the latest research, and figures out all the newest surgeries, and that is America. By regulating healthcare, you regulate the money that flows in for innovation. Americans need to take their country back into their hands and stop letting the government stick its nose in every issue. Americans are capable enough to solve their own issues. Now is the time for legislatures to impose bills to promote free markets. Now is the time for citizens to do their research into what is best for them, and now is time for innovation in the private insurance businesses.

 RWR original article syndication source.

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Written by Zachsbernard

Zach is a young conservative attending Iona College, where he plans to major in Political Science and Pre-Law. He has worked for numerous campaigns and wants to help spread the conservative message throughout the country. You can follow him on Instagram/Twitter/Parler @zachsbernard


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  1. Health care is a critical topic that needs to be urgently debated in the public forum at the highest levels.
    Great article, fact packed…rock solid reasoning…packs punch.
    Let’s take back the national conversation with compelling articles like this!

  2. Great to see someone tackling the big issues!
    Ive been waiting for more insight on this topic for a while!
    Great work and I look forward to much more on this and other topics from Zachary Bernard .

  3. We just had four dynamic successful years with a CEO businessman in the White House despite the massive obstruction and outright resistance he was met with.
    If only Trump had been given enough time and enough co-operation from Congress to overhaul the Health System to resemble the model suggested in this logical, realistic and accurate article.

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